Calculators
Tools that show the full cost of a loan or an advance, with the method printed underneath.
Each calculator runs in your browser. Nothing you type is sent to us or to anyone else.
Calculator
SBA 504 vs 7(a) calculator: compare the payment, the cash down and the fees
Enter a building or equipment project and compare an SBA 504 package with a single 7(a) loan: cash down, fees added to the debt, monthly payment and what you still owe after ten years.
Updated October 6, 2026
Calculator
DSCR calculator for SBA loans: will your cash flow carry the payment?
Work out debt service coverage the way SBA's rules define it, see the minimum that applies to your loan (1.10, 1.15 or 1.25) and test what happens to it if rates rise.
Updated October 6, 2026
Calculator
SBA 7(a) loan calculator: payment, guaranty fee and APR for fiscal 2027
Work out the monthly payment on an SBA 7(a) loan, the upfront guaranty fee under the schedule that took effect October 1, 2026, and the APR once the fee is counted.
Updated October 5, 2026
Calculator
Merchant cash advance calculator: turn a factor rate into an APR
A 1.30 factor rate is not 30% interest. Enter the advance, the factor, the fees and the payment to see the APR, the total cost and how much of your sales it takes.
Updated October 5, 2026